The Pandharpur Merchant
Co-Operative Bank
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Home Loan

Flexible Loans • Easy EMIs • Trusted Banking Partner

HomeLoan - Product Description

Purpose: Purchase / Construction / Renovation of Residential Property

Loan Amount: Up to 50-80% of property value

Maximum Loan: ₹49 Lakhs (Subject to eligibility)

Tenure: 110 Months

Security: Mortgage of Property

Benefits

• Attractive interest rates

• Flexible repayment options

• Longer loan tenure

• Tax benefits as per IT Act

Eligibility

• Salaried & Self-Employed Individuals

• Minimum-Maximum Age: 21-50 Years

• Stable income source

Rate of Interest

• Starting from 12.00% p.a.

Documents Required

• Identity Proof

• Address Proof

• Income Proof

• Property Documents

Terms & Conditions

• Loan approval at bank’s discretion

• Prepayment charges may apply

• Subject to bank policies

How To Apply

01
Fill Application Form

Submit your basic personal, income and property details online.

02
Document Submission

Upload or submit required KYC, income and property documents.

03
Verification & Approval

Bank will verify details and approve loan as per eligibility.

04
Loan Disbursement

Loan amount is disbursed directly to your account or builder.