The Pandharpur Merchant
Co-Operative Bank
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The Pandharpur Merchant
Co-Operative Bank

🎉 65 Years of Trust & Service | 🔔 Latest Update: Loan Interest Rates Revised | 💰 New FD Scheme | ⚠️ Stay Alert from Fake Calls!
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Deposits

Grow Your Wealth • Flexible Options • Trusted Returns

Deposits

Safe, reliable and rewarding deposit options to grow your savings

Fixed Deposit (FD)

A Fixed Deposit is a safe and popular investment where you deposit a lump sum for a fixed period at a guaranteed interest rate.

  • Guaranteed Returns: Fixed interest rate locked in
  • Tenure: 7 days to 10 years
  • Interest Payout: Monthly, Quarterly or Cumulative
  • Liquidity: Premature withdrawal allowed
  • Tax Benefit: Tax-saving FD under Section 80C
Low Risk • Assured Returns

Recurring Deposit (RD)

A Recurring Deposit helps you save systematically by depositing a fixed amount every month.

  • Monthly Investment: Fixed monthly deposits
  • Compounding: Interest compounds periodically
  • Payout: Lump sum at maturity
  • Tenure: Flexible periods
  • Best For: Salaried & disciplined savers
Systematic Saving • Goal Based

Reinvestment Deposit

Interest earned is automatically reinvested, giving maximum compounding benefits.

  • Lump Sum: One-time deposit
  • Interest: Reinvested automatically
  • Compounding: Higher long-term growth
  • Payout: Paid at maturity
  • Best For: Long-term investors
Maximum Growth • Compounding