The Pandharpur Merchant
Co-Operative Bank
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Consumer Loan

Flexible Loans • Easy EMIs • Trusted Banking Partner

Consumer Loan - Product Description

Purpose: Personal needs like education, travel, medical, or household expenses.

Loan Amount: Based on income & repayment capacity

Maximum Loan: Up to ₹2 Lakhs (Subject to eligibility)

Tenure: Maximum 3 Years

Security: Unsecured (No collateral required)

Benefits

• Quick loan approval

• No collateral required

• Flexible repayment options

• Minimal documentation

Eligibility

• Salaried & Self-Employed Individuals

• Minimum-Maximum Age: 21-50 Years

• Regular & stable income source

Rate of Interest

• Starting from 11.00% p.a.

Documents Required

• Identity Proof

• Address Proof

• Income Proof / Salary Slips

• Bank Statement

Terms & Conditions

• Loan approval at bank’s discretion

• Processing fees & charges applicable

• Subject to bank rules & policies

How To Apply

01
Fill Application Form

Submit your basic personal, income and property details online.

02
Document Submission

Upload or submit required KYC, income and property documents.

03
Verification & Approval

Bank will verify details and approve loan as per eligibility.

04
Loan Disbursement

Loan amount is disbursed directly to your account or builder.