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Cyber Awareness

Stay Alert • Protect Data • Prevent Online Fraud

What is Cyber Awareness?

Understanding digital threats is the first step to safety

Cyber awareness helps customers understand online risks and how to avoid cyber frauds. With growing digital banking usage, fraudsters use smart techniques to steal money and data.

Remember, banks never ask for your OTP, PIN, CVV, or passwords. Awareness and caution are your strongest protections.

Cyber Security

Common Types of Cyber Fraud

Identify frauds and stay one step ahead

Vishing
Vishing

Fraud calls pretending to be bank officials to steal OTP or PIN.

Phishing
Phishing Scam

Fake emails or SMS with malicious links.

ATM Fraud
ATM Fraud

Card skimming and fake assistance near ATMs.

SIM Swap
SIM Swap Fraud

Duplicate SIM used to access bank accounts.

UPI Fraud
UPI Payment Fraud

Fake collect requests and QR payment scams.

Investment Fraud
Investment Fraud

Fake investment offers with guaranteed returns.

Fake Apps
Fake Banking & Loan Apps

Apps stealing financial and personal data.

Account Takeover
Online Account Takeover

Hackers gain control of online banking accounts.

CYBER ATTACKS PREVENTION

Tips for Bank Customers

🔒
OTP Safety

Do not Share your OTP to Anyone

Critical
🔑
Password & PIN

Use Strong Passwords and Pin Change Your Password and Pin Regularly

Important
🙈
Confidential

Always Keep your Passwords Confidential

Safety
🔗
Suspicious Links

Do not Click on Unknown and Suspicious Links Received on Desktop and Mobile Devices Via Social Media, Email Or SMS

Warning
🛡️
Antivirus

Always Use Licence Antivirus Software on Desktop Computers and Mobile Devices For Better Safety

Recommended
⚠️
Stay Alert

Always Be Alert and Vigilant, Never Become a Victim of Greed, Threat, Enticement, Temptation, lust, curiosity etc To Avoid Phishing Attack

Awareness
💳
Card & Mobile Safety

Do not Give your ATM Card and Mobile to any One Which May Cause a Financial Loss

Important
🔐
Personal Info

Never Disclose Personal Information.

Security
📲
Safe App Download

Download Apps From Officially Stores only for Android use Google Store and for Apple use IOS Store.

Safe Practice
📞
Bank Warning

Bank officials or representatives will NEVER ask you for your personal information i.e. your card details, Passwords, PIN, CVV, OTP etc. DO NOT Share these details with anyone over phone, SMS or email. Never Share your Password to Any One and Never Enter Password Before any one.

Alert

Cyber Safety Do’s & Don’ts

Follow these simple guidelines to keep your banking safe and secure.

✔ Do’s

  • Use only official mobile banking apps
  • Enable app lock and screen lock
  • Keep your phone’s OS and apps updated
  • Verify UPI handles and beneficiary names before sending money
  • Report suspicious activity immediately

✖ Don’ts

  • Don’t share OTP, PIN, CVV, or passwords
  • Don’t click unknown links in emails/SMS
  • Don’t trust callers claiming to be from the bank
  • Don’t use public Wi-Fi for financial transactions

Need More Information?

For more details, kindly contact Pandharpur Merchant Bank

In Case of Emergency Cyber Crime Toll Free No: 1930

Website: www.cybercrime.gov.in

Toll Free 1800 425 2214