Flexible Loans • Easy EMIs • Trusted Banking Partner
Purpose: Meet short-term financial needs using gold ornaments
Loan Amount: Based on purity & weight of gold
Maximum Loan: Up to 90% of gold value
Tenure: 1 Year
Security: Gold ornaments pledged with the bank
• Quick loan disbursal
• Lower interest rates compared to personal loans
• Safe & secure storage of gold
• Flexible repayment options
• No income proof required in most cases
• Individuals owning gold ornaments
• Minimum Age: 18 Years
• Gold should be of acceptable purity
• Rate of Interest: 10%
• Identity Proof
• Address Proof
• Passport size photographs
• Gold valuation as per bank norms
• Timely repayment mandatory to avoid auction
• Loan subject to bank policies & RBI guidelines
Submit your basic personal, income and property details online.
Upload or submit required KYC, income and property documents.
Bank will verify details and approve loan as per eligibility.
Loan amount is disbursed directly to your account or builder.